Insurance

Effective 1 July 2026, Equestrian Australia has partnered with Gow-Gates Insurance Brokers as our new insurance intermediary for all members. Gow-Gates bring extensive experience in sport and equine insurance, and we’re confident this partnership will deliver specialist support for our members, clubs, coaches and officials.

All insurance information, cover details, claims forms and documents for members, clubs, coaches and officials are now available on the dedicated EA Insurance Hub, hosted by Gow-Gates:

EA Insurance Hub 

What this means for you

  • Gow-Gates is now your insurance partner – as of 1 July 2026, Gow-Gates manages policy enquiries and insurance support for EA members, clubs, coaches and officials.
  • One hub for everything – cover details, claims forms, risk management resources and FAQs for members, clubs, coaches and officials are all in one place.

Claims and enquiries

Submit new claims (with supporting documents) to EA for verification before lodgement — see the claims process on the Insurance Hub. For existing claims or general enquiries, contact Gow-Gates directly:

EA and Gow-Gates are committed to ensuring a smooth transition and continued support for all members.

 

EA Member Insurance  

The EA National Insurance Programme offers members 24/7 Personal Accident and Public Liability Insurance whilst engaged in non-income earning equestrian activities. For all Membership enquiries please contact your local State Branch. 

What does my Insurance cover as a EA Member ? - CLICK HERE

To make a claim, email Gow Gates -  CLICK HERE  

 

EA Club Insurance

As an EA affiliated club you have access to the EA National Insurance Programme, which offers clubs Personal Accident, Public Liability, Professional Indemnity and Management Liability Insurance. For more information on the EA Club Insurance package, please visit the Gow Gates Website. Scroll down to access the form for Club Insurance. 

What does my Insurance cover as a Club ? - CLICK HERE

 

EA Coach Insurance

As an EA affiliated coach, you have access to the EA National Insurance Programme, which offers 24/7 Personal Accident, Public Liability and Professional Indemnity Insurance whilst engaged in coaching activities (within the scope of your accreditation). For policy details, please visit the Gow Gates Website. If you coach beyond your EA accreditation, train or compete clients’ horses or run an agistment property, please contact Gow Gates to make sure you have the appropriate cover for your business.

 

EA Officials Top Up Insurance

The EA National Insurance Programme offers ‘top-up’ cover to EA Officials for Personal Accident, Public Liability and Professional Indemnity who officiate in their capacity as an EA registered official at non-EA affiliated events or earn an income from their activities as an EA registered official. This is in addition to the cover you would hold through your EA Membership, which covers you 24/7 for any non-income earning equestrian activities. For policy details, please visit the Gow Gates Website. The top-up policy will cover you up to the level of your accreditation with Equestrian Australia. To be eligible for this insurance you will need to be a current EA member and hold a current EA official accreditation.

You can apply online via the JustGo Online Membership Portal when accessing your membership profile.  To guide you through the process, please refer to the guide below: 

 

Gow Gates Contact Details

Call: 02 8267 9999

Email: [email protected]

 

Insurance Forms

EA Direct Member Insurance Benefits 2026-27

EA Member Insurance 26-27.pdf

EA Personal Accident Policy Schedule 2025-26*

Policy Schedule 2025-26.pdf

EA Personal Accident Product Disclosure Statement*

PDS.pdf

ESA Public Liability & Professional Indemnity COC*

ESA COC 25-26.pdf

Incident Report Form

Click Here

Risk Management Checklist

Risk Management checklist.pdf

EA Club Insurance Benefits 2026-27

EA Club Insurance 26-27.pdf

EA Club Insurance Application Form 2026-27

Club Insurance Application Form.pdf

EA Officials Top-Up Insurance Benefits 2026-27

EA Officials Top Up Insurance 26-27.pdf

EA Officials Top-Up Insurance Application Form

Apply via the JustGo Portal 

EA Registered Coach Insurance Benefits 2026-27

EA Coach Insurance 26-27.pdf

EA Coach Renewal Registration Form

Apply via the JustGo Portal 

*2026-27 forms will be updated as soon as they come available.

STATE BRANCHES